Financial Planning

A personal financial plan should be designed to help clients formulate goals, assess their current situation, and uncover a path that leads to success.

Together with our clients we focus on:

• Preparing retirement projections in order to establish savings and investment goals.
• Helping clients understand their own risk tolerance so that they do not embark on an investment strategy which they cannot maintain over the long term.
• Using insurance planning to identify and reduce the financial dangers we all must face.

These plans are easy to administer and inexpensive to maintain. To take advantage of a SIMPLE for the current year, you must formally adopt a plan by October 1. A SIMPLE-IRA is not right for everyone and the full benefits may not be available to individuals who have a 401(k) or similar plan at work.

Choosing the right retirement plan is an important element of retirement planning. Congress has broadened the options available to smaller businesses and I can help you choose the option that is best for you and your business.